Welcome.

YES, there is a place…inspired to help you reach your financial
goals and dreams. We enjoy listening to, and working with, members to
achieve their financial independence. Our job is quite simple – to offer
members superior financial products and services at the best value
possible. By offering lower lending rates and higher savings rates, your
path to financial freedom begins the moment you open an account. So
relax, enjoy life, let us take care of the financial details.

Featured Rates

New Car Loan
Rate Term
as low as 3.99% 48 months
Credit Cards
VISA Platinum MasterCard
7.99% 14.90%
First Mortgages
Rate Term
today's rates up to 30 years
Certificates of Deposit
APY Term
2.40% 36 months
Home Equity Line of Credit
Rate Term
as low as 4.99% up to 180 months
Individual Retirement Account
APY Dividends Paid
3.03% Quarterly

View all Rates

In The News

Where Populist Fervor Meets Friendly Faces

1/25/2010--Huge bonuses to bank executives, casino-style financial practices and millions of unreturned stimulus dollars have made many consumers angry at the nation's biggest banks and looking for a way out. Daniel Mica, the president and CEO of the Credit Union National Association knows just where they should go.

Winter 2010 Update Available Now

Download the Quarterly Member Newsletter to stay up-to-date on news, events, specials and more!

CNN Tells Why Credit Unions Are Better

Washington (12/30/09)--CNN Tuesday explained some of the reasons why consumers feel as though they're "getting a better shake" by choosing credit unions over banks.

A New Vishing Attack Is Affecting Iowa Financial Institutions

A new vishing attack is affecting Iowa financial institutions although DuTrac Community Credit Union has had no reports of this attack, we want to keep our members up-to-date on the latest fraud attempts.

DuTrac Community Credit Union IDA Saver Buys First Home in Dubuque

Despite the current economy, Elizabeth Hefel's dream of owing a home has now become a reality.  Hefel closed on her first home on November 23, becoming the first DuTrac Community Credit Union Individual Development Account (DA) saver to purchase a home.

Educational Funds Available Through DuTrac

With its ongoing commitment to education, DuTrac Community Credit Union, in conjunction with its business partners, is pleased to announce funding sources currently being made available to qualified persons.

Sustainable Relationship Account Offered by DuTrac 

Created with Dubuque’s Sustainability Initiative in mind, DuTrac Community Credit Union is doing its part to provide long-term financial sustainability for its members and the communities it serves by introducing a new relationship account called EcoPlus. 

The EcoPlus Account is a comprehensive relationship account that can be utilized by any DuTrac member or any consumer within DuTrac’s 14-county charter area. To qualify, consumers need only have a direct deposit relationship with DuTrac and subscribe to e-statements. 

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