Member Benefits
DuTrac Community Credit Union members have the best of both worlds, BOTH big and small.
DuTrac Community is part of a safe and solid financial system that holds more than $480 billion in assets for 79 million people in the United States. DuTrac Community is unique because we have local interests at heart and put you first.
People are worth more than money.
We exist for the purpose of serving our members, while banks exist to earn profits to pay their stockholders. As a member, you become a part owner of a unique institution, which exists solely to meet your financial goals and dreams. We not only provide outstanding personal service, but our members often earn higher returns on their savings while paying lower rates for loans.
DuTrac Community is structured on democratic principles of one-member, one-vote.
This structure is vastly different from the for-profit sector where stockholders vote according to the number of shares of stock they own. We offer the financial services our members want and need. Sometimes this means coming up with a new service or improving an existing service to better-fit member needs. We do whatever it takes because we serve you, our members.
Year after year, credit unions consistently outshine banks and S&Ls in the area of consumer/member satisfaction.
For more than a decade national studies have consistently shown that credit unions offer lower loan rates and higher savings rates than banks and other financial institutions overall. These studies also show that credit unions require fewer fees for services, and those occasional fees are lower than those charged by for-profit financial services providers. In a world where services are increasingly conducted through electronic transactions (ATMs, touchtone tellers, online access and bill paying, etc.), this difference in fees can add up to significant savings.
Once a member, always a member.
You'll enjoy the privileges of DuTrac Community Credit Union membership for as long as you maintain an active account, through job changes, career shifts, or a physical move of residence.
In addition, DuTrac Community Credit Union can benefit you with:
Life Savings Insurance
An added feature of our personal share savings account is the Life Savings Insurance that provides up to $3000 in life insurance free of charge to members. This life savings insurance is automatically available on all DuTrac savings accounts.
Member Advantage Consumer Loan Offer
Just transfer any existing consumer loan from another financial institution to DuTrac and DuTrac will save you money by lowering your rate on that loan by up to 1%. This offer is good for the first 120 days following the opening of your new membership.
“Invest in America” Program
DuTrac is proud to assist our members by participating in the Invest in America program. This program provides discounts and special offers to credit union members on a variety of products and services, including GM supplier pricing discounts (4.5% off MSRP). These discounts layer on top of most other incentives. Visit www.lovemycreditunion.org for more information on these programs.
Discount Tickets
Available for local area attractions and amusements parks – DuTrac offers members reduced rates on admission to parks.
- Adventureland: $24 adult or child admission price
- Six Flags Great America: $33 per ticket, with a $5 processing fee per order
See a Teller at any of our 10 convenient locations to learn more or to purchase tickets.
Enjoy the benefits of membership at DuTrac Community Credit Union today!
To become a member of DuTrac Community Credit Union, please contact one of our highly qualified Financial Services Consultants in person at any of our 10 convenient locations, by phone at (563) 582-1331, or 1-800-475-1331 or by e-mail at members@dutrac.org.
