Lending Services

Credit Cards

power_card.jpgPut the power of convenience in the palm of your hand with a DuTrac Community credit card.  DuTrac offers several money saving, convenient credit card choices: VISA Classic, VISA Platinum, and MasterCard.  We also offer a VISA Business Platinum card to our business members.

No matter which card you choose, you’ll be able to make purchases worldwide.  Your DuTrac Community credit card will give you the convenience, global access, and versatility you need and expect.

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4.99% Credit Card Transfer

Beginning January 1, 2010 get six months at 4.99% APR* interest on all balances you transfer to a DuTrac Community credit card.  At the end of six months, if you still have a balance on the amount you transferred, you'll still benefit from the usual low rate on your DuTrac card.

If you are currently a VISA Platinum Rewards Card holder you can also take advantage of receiving one point per dollar transferred to your VISA Platinum Rewards Card. Browse the Choice Rewards website to see the great options available for points redemption.

If you are not a VISA Platinum Rewards Card holder, now is the time to upgrade and take advantage of this great offer.

You may complete an online transfer form or stop at any of our 10 convenient office locations for a transfer form.

*View disclosures on the credit card transfer program.

DuTrac Community proudly offers mycardinfo on all DuTrac credit card accounts. This added service allows you to keep track of all your credit card activity. 

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There are some countries in which you will not be able to use your DuTrac Community credit cards. These countries are either blocked due to excessive fraud or are sanctioned countries ordered by OFAC (U.S. Department of the Treasury Office of Foreign Assets Control).

  • Angola
  • Belarus
  • Bulgaria
  • Cote D’Ivorie (Ivory Coast)
  • Cuba
  • Cyprus
  • Democratic Republic of the Congo
  • Iran
  • Iraq
  • Israel
  • Latvia
  • Liberia
  • Libyan Arab Jamahiriya
  • Malaysia
  • Myanmar (Burma)
  • North Korea
  • Romania
  • Russia
  • Sierra Leone
  • St. Kitts-Nevis
  • Sudan
  • Syrian Arab Republic
  • Thailand
  • Ukraine
  • Yugoslavia
  • Zimbabwe
  • Balkans which includes Bosnia & Herzegovina, Croatia, Montenegro, Macedonia, Serbia, and Slovenia.
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